You’re more likely to find rates below 5% when you have a higher credit score ...
If you're shopping for a new car right now, you've got a rare advantage working in your favor. 60-month auto loan rates dropped to 7.01% in January 2026—the lowest they've been since mid-2023, ...
Investopedia determined that Bank of America is the best overall auto lender thanks to its reasonable terms and accessibility. See all of our best auto loan picks.
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