With a Roth IRA, you don't have to worry about future tax rates. That's because you're basically locking in your current tax ...

There's a reason savers of all ages can't stop talking about the Roth IRA (individual retirement account). It's bursting with exclusive benefits that you can enjoy during every stage of your life ...

It's true that there are income limits to be eligible to contribute to a Roth IRA. Starting in 2026, if you're single or the ...

Individual retirement accounts changed forever when new legislation in 1998 created the Roth IRA. A Roth IRA is nearly identical to a traditional IRA, with a few very important tax changes. Rather ...

As a CFP professional, I've seen firsthand how the right investment strategy can pave the way to financial security. One such strategy that consistently stands out is the Roth IRA. This retirement ...

Imagine that you have $900,000 in a Roth IRA and collect another $2,200 per month in Social Security. Can you afford to ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in your retirement plan is a major factor in why Roth IRAs are often superior ...

Retirement might seem like a lifetime away, but now is the time to start saving. There are several different types of retirement savings plans to choose from, but opening a Roth IRA can pay off. A ...

It's important to do your best to build a strong retirement nest egg. Social Security might only replace about 40% of your pre-retirement income once you stop working. Most seniors, however, need a ...

When selecting an individual retirement account, the traditional IRA is fine for many of us. But there are a number of factors that make a Roth account more compelling. Taxes remain a big reason. With ...

A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...