The data analytics company has teamed up with fintech Plaid to offer lenders a better window into the credit health of so-called thin-file consumers. Prices are rising again, and by some measures, ...

The Federal Housing Administration (FHA) will continue requiring lenders to use tri-merge credit reports for single-family ...

Credit repair expert Micah Smith says new VantageScore 4.0 mortgage rules let rent payments count, but warns late payments and high balances cut both ways.

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

FICO is expanding its role inside the mortgage origination process with new automated credit planning tools designed to help ...

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

See more of our trusted coverage when you search. Prefer Newsweek on Google to see more of our trusted coverage when you search. The Trump administration announced Wednesday that the Federal Housing ...

The ability to understand borrower behaviour, activity and risk in real time will be key, argues Simon de la Rey, offering ...

Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...

In other words, a 700 credit score will still qualify you for better deals on credit cards, personal loans, mortgages and ...