The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, that decline is more than just a number—it reflects how a growing trend of ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Credit card debt is clearly causing restless nights after many consumers simply attacked higher prices for gas, groceries, and other goods by pulling out the plastic. Now, what do you do? A record ...

AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.

Your credit score is an essential part of your finances. If you are interested in buying a home or a new vehicle with a loan, you may need to fix your credit score ASAP. The difference between an ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

Learn how building a strong credit score in Canada can lower loan rates, cut insurance costs, and keep more money in your ...

Credit scores can be crucial to renting an apartment, getting a decent rate on a bank loan or signing up for a mobile phone ...

Artificial intelligence is being used to tackle a wide range of problems and tasks, including boosting credit scores. AI tools could possibly answer your general credit-related questions, analyze your ...