John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michael Adams is a former Cryptocurrency and ...

Paying discount points may give you some relief from high mortgage rates. Here's how to decide whether buying them is right for you. Some or all of the mortgage lenders featured on our site are ...

Some lenders are advertising mortgage rates that are much lower than you might expect. Here's how to determine if you're ...

Warren Buffett values stocks based on the present value of free cash flows, like all sensible value investors. However, his attitude towards discount rates is very ...

First, let’s be clear on what the discount rate is. If we consider valuation calculations as a two-step process, the first step is to determine the expected future cash flows from the pension scheme ...

Find out what the Federal Reserve's rate cuts mean for your finances.