Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. Have you considered using a QCD vs RMD for charitable giving, reducing your tax burden and ...

At age 73, most retirees must start required minimum distributions from pretax accounts. Certain heirs with an inherited individual retirement account also must take RMDs. For retirees, your first RMD ...

Traditional tax-deferred account types is where the RMD will apply. The notable exception is anything with a Roth tag applied to it. The age for RMDs had been stuck at 70 and a half for many years. It ...

Investors with self-directed retirement plans can include many types of alternative assets within their plans. These include real estate, precious metals, private equity funding, promissory notes, ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 and 1959. The Secure 2.0 Act ended RMDs on Roth 401(k) plans and Roth 403(b) ...

Most retirees must start required minimum distributions from pretax accounts at age 73. Certain heirs with an inherited individual retirement account also must take RMDs. In 2024, some 6.7% of ...

As the year winds down, retirees must also plan for one of the most essential tax deadlines: required minimum distributions (RMDs). Retirees are required to withdraw a minimum amount from certain ...

It is important to have a good grasp of required minimum distribution (RMD) rules and the tax implications that come with them. That can help you manage your tax planning effectively in retirement. To ...

On this episode of The Long View, Cody Garrett and Sean Mullaney, who are both advice-only financial planners and co-authors of a new book called Tax Planning To and Through Early Retirement, talk tax ...

Most people 73 and older have to take their RMDs by Dec. 31, 2025. Failing to take your RMDs can result in a 25% penalty on the amount you should've withdrawn. You can aggregate RMDs from IRAs, but ...

Tax considerations with RMDs are especially important. Retirees should also evaluate when the best time is to take their RMDs. Reinvesting RMDs is often a smart move for retirees, but it isn't always ...

A $900,000 portfolio at age 72 requires a first RMD of $32,847 (3.65% withdrawal rate). Portfolios growing at 5-6% annually often increase in value during the first decade of RMDs because withdrawal ...