If you’re opening a new account, there are two terms you might hear a lot: credit report and credit score. While they’re related to each other, they aren’t the exact same thing: A credit report shows ...

New Equifax credit report design highlights your score and explains key factors affecting it. Money; Getty Images Your credit report is getting a reader-friendly makeover. Equifax, one of the three ...

The Fair Credit Reporting Act protects consumer privacy in part by limiting who is allowed to view your credit report and why. Because your credit report contains private information, those who want ...

Your credit history plays a vital role when you apply for a credit card or a loan, but can even impact your ability to get a job, certain professional licenses or an apartment. This makes it crucial ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...