Some Buy Now Pay Later providers have started to report consumer usage to the three credit bureaus (Experian, Equifax, and ...

Buy now, pay later is exactly what it sounds like — a short-term financing option that lets consumers buy an item and pay it off over time in multiple, typically interest-free installments.

Increased use of “buy now, pay later” loans may signal shifting consumer habits, but could also be a troubling sign of financial stress.

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits ...

This fall, FICO's new models will track your BNPL payments, so those previously invisible late payments could now hurt your ...