The minimum payments on $10,000 in credit card debt may look manageable, but they can be quite costly over time.

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using them regularly, there's no reason to pay a fee just to avoid a small hit to ...

Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...

A subsidiary of Bread Financial, it issues a lot of retail credit cards that earn rewards at those brands. Many or all of the products on this page are from partners who compensate us when you click ...

If one of your New Year's resolutions is to improve your credit card game, take note of your current debt or find a card with solid rewards and a generous sign-up bonus. If you want to tackle your ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...