The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

A simple way to improve your score is to keep your credit usage low. Try to use less than 30% of your total credit limit. For ...

Build positive history: If your score is too low for new unsecured credit, you could gradually build it by applying for a secured credit card or a credit-builder loan. You could use them for small ...