The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

A simple way to improve your score is to keep your credit usage low. Try to use less than 30% of your total credit limit. For ...

Build positive history: If your score is too low for new unsecured credit, you could gradually build it by applying for a secured credit card or a credit-builder loan. You could use them for small ...

An example of good debt is a student loan used to pay for education that increases your earning potential or a mortgage for a home that builds equity over time. A car loan can be considered bad debt ...

NO deposit, irregular earnings, or less than perfect credit history? No problem, Kent-based broker Georgia Holmes can still ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...