The Fed cut rates again in October, but the best high-yield savings accounts continue to offer up to 5.00% APY -- for now.

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Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

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Even with rates likely to fall in 2026, a high-yield savings account can still be a smart move for many. Here's why.

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