A J.P. Morgan advisor explains why seniors withdraw 401(k) and IRA funds too early, and smarter ways to protect retirement income.

They tell me they’ve been good savers, they’re frugal, they don’t need more. Underspending seems to be part of their ...

According to Morningstar’s new analysis, when you retire, you can start with one withdrawal rate and adjust for inflation—but ...

People are seemingly having a hard time saving apart from their retirement funds.

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

Ask people how much they need to retire, and there is a good chance they can throw out a number almost instantly. Maybe it’s $1 million because that’s what they have always heard, or $2 million ...

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

It might sound backwards, but the people who spent decades earning the most should be the last ones running out of money in ...

MEMPHIS, Tenn. - A whopping 6% of Vanguard customers made an emergency hardship withdrawal in 2025, according to the ...

There's a reason I keep returning to this account year after year.

Clinging to 'safe' income and hoarding your principal isn't protecting your wealth; it's shortchanging the retirement you ...

Vanguard reports 401(k) hardship withdrawals rose to 6% in 2025 as access eased, while average balances grew 13% to nearly ...