The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.

Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by generation—and the results may surprise you.

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Still, many workers are diligently saving and investing for retirement. Among participants with defined contribution (DC) ...

More Americans are making a move financial planners usually warn against.

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

Roughly 6% of participants in Vanguard-administered plans took hardship distributions in 2025, up from about 4.8% in 2024, ...

As expected, net worth improves with age. There's one obviously important high-growth time of life, though.

The good news is that low-income workers taking out hardship withdrawals are still saving, thanks to auto-enrollment If you had a choice between eviction or taking money out of your 401(k) to pay what ...

You've heard the retirement “golden rule” so many times it practically feels like a threat: if you don't have $1 million sitting in your 401(k), you might as well plan on working forever. It's a clean ...

What the report suggests older Americans can expect in the year ahead.