The average participant account balance increased 13% year over year in 2025, reaching an all-time high of $167,970.
There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.
Not even half of workers are on track to maintain their current lifestyle in retirement. Retirement preparedness differs by generation—and the results may surprise you.
More Americans are digging into their retirement savings for emergency expenses, research from Vanguard shows.
More Americans are making a move financial planners usually warn against.
Record 6% of Americans tapped 401k savings for hardship withdrawals in 2025, up from 4.8% in 2024, as financial stress forces workers to raid nest eggs.
Strong markets and disciplined saving lifted balances across generations, but rising withdrawals and financial stress hint at ...
Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...
Roughly 6% of participants in Vanguard-administered plans took hardship distributions in 2025, up from about 4.8% in 2024, ...
As expected, net worth improves with age. There's one obviously important high-growth time of life, though.
A Vanguard report finds a record number of plan participants looted their savings last year, a troubling sign for the broader economy.
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