These are today's mortgage and refinance rates. Mortgage rates have been trending down this week, but it's unclear if they'll remain low.

Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.76%, down 0.05 percentage point from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage,

Tight conditions are squeezing buyers across the country. In Westchester County, New York, real estate agent Pamela Grunstein is navigating a market that has 1.6 months of supply – a far cry from the 6 months or so that’s long been considered the sign of an evenly balanced market.

Since rates vary widely across lenders, it's always smart to shop around for your best mortgage rate and compare rates regularly, no matter the type of home loan you seek. For a second consecutive day,

Mortgage rates are not expected to move much for the remainder of 2025. Fannie Mae estimating that 30-year mortgage rates will average 6.8%.