It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

As your retirement savings in a traditional 401(k) grow over decades of working, you may feel an increasing sense of ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

If the complexity of the Roth IRA vs traditional IRA decision is preventing you from opening an account, just know this: There are no bad choices here. Each rewards you with tax breaks for saving in ...

An individual retirement account is an excellent way to save for retirement. Many employers allow you to invest pre-tax money in your IRA right from your paycheck, so it’s easy and convenient. However ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the long ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn’t overlook other factors, ...

A letter writer seems to think she should be taxed on the penny she withdrew from her Roth IRA rather than on the $19,000 that penny of stock was originally worth when she first transferred it from ...

Traditional and Roth IRAs are both tax-advantaged retirement accounts. The main difference between a Roth IRA and a traditional IRA is when you claim the tax benefits the account provides. Traditional ...