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We’ll refund you if you breakup in the first month.. Jk don’t breakup 😂 …
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🎬 The Lock-In Effect A lot of homeowners feel “stuck” in their low mortgage rate — but being locked-in doesn’t mean you have to stand still. The National Association of REALTORS® calls this the lock-in effect, and it’s keeping many from moving even when their lifestyle has already changed. With strategies like rate buy-downs, creative financing, and the $250K in equity many NJ homeowners have gained since 2020, your next move may be smarter — not riskier. If you feel trapped by your rate, I’ll
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